Diversified Moderate Portfolio, formerly our Permanent Investment Portfolio
Diversified Social Values Portfolio
These portfolios were designed for churches or agencies seeking:
- Long-term (5 to 10 year) superior investment performance
- Broad diversification using multiple managers
- Investments aligned with U.M. Social Principles
- Managed Risk
- Income and capital appreciation
As the names suggest, each provides a broad measure of diversification while employing different levels of investment risk and expected returns.
The Diversified Conservative Portfolio employs the highest portion of fixed-income securities in its portfolio balance. The expected result of this mix is less portfolio volatility and a lower long-term return than those portfolios with a higher percentage of equities. The balance between fixed-income and equity in this portfolio is even.
The Diversified Moderate Portfolio (formerly the Foundation's Permanent Investment Portfolio) is our most popular option. The portfolio uses a higher percentage of equity investments in its mix that results in an overall balance of 35% fixed income and 65% equities. This balance increases both the volatility of the fund and its expected long-term returns.
The Diversified Aggressive Portfolio was designed for investment committees who wish to maximize their overall return and who are impervious to short or medium term downturns in the markets. The portfolio mix is 15% fixed-income and 85% equities. This portfolio lends itself best to those situations where liquidity is of much less concern than the potential for higher returns.
The Diversified Social Values Portfolio was constructed in July and August of 2017. It is similar to our bell-weather Diversified Moderate Portfolio but without investments in oil stocks and the three Palestinian conflict stocks that were the focus of several petitions at our annual conferences. The portfolio has a 65/35 equity to fixed income blend using Wespath’s Social Values Choice Equity Fund, Social Values Choice Bond Fund, and the U.S. Treasury Inflation Protection Fund. Due to the Social Values Choice Equity Fund being invested in both domestic and international companies, only three funds are necessary to create the same mix as the four funds used in the Diversified Moderate Portfolio